Quick Answer: Does Discover Have A Reconsideration Line?

Does American Express have a reconsideration line?

Amex does have a reconsideration line which you can call at 1 (800) 567-1083 in case your Amex application got denied.

By talking to someone you can explain any information on your credit reports that might have gotten you rejected..

Does Capital One reconsider?

The Capital One credit card reconsideration process works by calling their application phone number at 1-800-695-5500 or customer service at 1-800-227-4825, since they don’t have a dedicated line for it. You’ll have a chance to make your case and to explain why they should reconsider declining your application.

Does Citibank have a reconsideration line?

The Citi credit card reconsideration line works by giving another chance for people who had their credit card application denied. Call 1-800-695-5171 to talk to a real person and make your case. … If this doesn’t help and you still get rejected, you could improve your credit score and apply again.

What do you say on a reconsideration line?

“Hello, I recently applied for (insert name of card) and was surprised to see that my application (was rejected/wasn’t instantly approved). I was hoping I could talk to someone to better understand this decision and possibly get it reconsidered.”

How do I ask for credit card reconsideration?

Credit Card Reconsideration Letter Dear (Insert bank issuer name), I would like to ask you to reconsider my application for your (Insert name of credit card) credit card. I recently applied and I was rather surprised to receive a denial regarding my application.

What is a 5 24 rule?

Chase’s 5/24 rule means that you can’t be approved for most Chase cards if you’ve opened five or more personal credit cards (from any card issuer) within the past 24 months.

How long should you wait after being denied to apply for a credit card?

six monthsHow long you should wait to reapply for a credit card after an application is denied varies with each person’s situation, so there’s no hard-and-fast timeline to follow. The typical recommendation is that you should wait six months between credit card applications.

Why did Chase not approve a credit card?

You may have to reallocate or lower the credit limits on some cards to get approved for a new card. If you go through the reconsideration process and they still don’t approve you, it might be worth hanging up and trying again a few hours or days later.

How do I contact Chase reconsideration line?

The Chase credit card reconsideration line works by calling 1-888-270-2127 in case your credit card application got rejected. You might have a shot if you explain your situation, or any information from your credit report that could raise questions.

What is the Chase reconsideration number?

How to Get Your Credit Card Application ReconsideredCard IssuerCredit Card Reconsideration LineCapital One1-800-625-7866Chase1-800-945-2006Citibank1-800-695-5171Discover1-800-347-26835 more rows•May 1, 2020

How do you ask for a reconsideration?

Steps for Writing a Reconsideration Letter Explain the purpose of your letter, and mention your previous request. Explain the reasons behind the rejection or the unfavorable decision you would like to be reconsidered. Ask for a reconsideration of the company’s position. Explain the dispute in detail.

When should I call Chase reconsideration line?

You can usually wait up to 30 days to call into reconsideration about your application but I do not recommend waiting that long. There are plenty of reports of Chase pulling your credit report again if you wait near that long. So I would call in as soon as I got a rejection or the 7 to 10 day message.