Quick Answer: Is There A Fee For Prepaid Credit Cards?

What can you do with a prepaid Visa card?

Once you’ve added funds to your card, you can spend that money or withdraw it in cash at ATMs.

To buy something in-person, just swipe or insert the card at the point of sale.

If you’re shopping online, type in your card number.

At an ATM, just insert your prepaid card like any other bank card and withdraw cash..

Is there a prepaid card with no fees?

3. Bluebird® by American Express. The Bluebird® by American Express is about as low-fee as you get, charging no monthly fee, no transaction fees, and no direct deposit fees. Reloading is also free through direct deposit, mobile check capture, or by using cash or a debit card at Walmart.

How much money can you put on a prepaid card?

The daily cash load limit doesn’t apply to other methods of adding money to the prepaid debit card, like direct deposit, bank transfers, or mobile check deposits. Cash load limits range from $500 per day to as much as $10,000.

What are the top 10 prepaid cards?

The 7 Best Prepaid Debit Cards of 2020American Express Serve FREE Reloads: Best for Cash Reloads.American Express Serve Cash Back: Best for Cash Rewards.Netspend Prepaid: Best for Direct Deposits.Starbucks Rewards Visa Prepaid Card: Best for No Fees.Akimbo Prepaid MasterCard: Best for Budgeting.More items…

Which prepaid card has the highest limit?

5 No Limit/High Limit Prepaid Debit CardsWhy a High Limit Card?Best No Limit/High Limit Prepaid Debit Cards.PayPal Prepaid Mastercard – $15,000.Brink’s Prepaid Mastercard – $15,000 Limit.Netspend Prepaid Visa – $15,000.NexsCard Prepaid Visa – $20,000 Limit.CashPass Visa – $20,000 Limit.

What is the fee for a prepaid Visa card?

Prepaid debit cards at a glanceCardMonthly FeeBrink’s Prepaid Mastercard®$9.95 (drops to $5 with at least $500 in direct deposits)NetSpend® Visa® Prepaid Card$9.95 (drops to $5 with at least $500 in monthly direct deposits)PayPal Prepaid Mastercard®$4.95Kroger REWARDS Prepaid Visa® Card$4.953 more rows•Sep 2, 2020

What is the best prepaid card at Walmart?

Walmart MoneyCardBest for Walmart Shoppers: Walmart MoneyCard The Walmart MoneyCard is one of the few prepaid cards that offer rewards, although there is an annual cap on them. Even if you can’t get the monthly fee waived, the annual rewards are enough to pay for it.

How do you put money on a prepaid card?

You may be able to:Arrange for a paycheck or other regular payment to be directly deposited onto the card.Transfer money from a checking account or another prepaid card.Buy a “reload pack” to add a certain amount to your card.Add funds at certain retail locations or at the financial institution that provides the card.

How do I get a prepaid Visa card?

You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time.

Are prepaid credit cards safe?

No matter how bad someone’s credit, they can load cash onto a card and use it wherever credit and debit cards carrying the same logo are accepted. Prepaid cards are more secure than carrying cash.

Do prepaid cards have fees?

A monthly fee is a fixed fee you pay each month even if you don’t use the card. The fee is automatically deducted from your account balance. … For example, some prepaid cards waive the monthly fee if you have your pay or benefits directly deposited into your prepaid account.

How much is a prepaid Visa card at Dollar General?

Purchase Price Varies Among Cards, but Little Among StoresPrepaid CardStore PriceStoresMyVanilla Visa$2.95Dollar General, Family Dollar$3.95Walmart, Walgreens, CVS, Rite Aid, Speedway, 7-11Western Union Mastercard$2.95Dollar General, Family DollarUnivision Mastercard$3.95Family Dollar14 more rows•Dec 8, 2018

How much money can you put on a Green Dot prepaid card?

Load/Reload Limitations. The maximum daily cash reload limit is $3,000, but maximum in-store reload limits also apply, and you may not load cash to your Card at any time the funds balance on your Card exceeds $3,000.

Can I transfer money from a prepaid card to my bank account?

You can typically transfer money from your prepaid card to your bank account online, by logging in to prepaid card’s app or website. If your prepaid card does not allow transfers to bank accounts, you can use a third party service like MoneyGram to make the transfer.

What is the best prepaid card with no fees?

Best Prepaid Debit Cards with No Monthly FeesNetSpend® Visa® Prepaid Card. 4.3 /5.0 Stars. APPLY NOW » … Bluebird® by American Express. The Bluebird® by American Express is one of the few prepaid debit cards on the market that charges no monthly fees or transaction fees, making using the card simple.

Does Walmart sell prepaid credit cards?

Who Can Get a Walmart MoneyCard. Anyone 18 and over can buy and use the Walmart MoneyCard. Because the MoneyCard is a prepaid debit card, there’s no credit check or bank account needed. You can get multiple cards for a single account – all fees and purchases will be drawn from that account.

How much is a prepaid card at Walmart?

Walmart MoneyCard PricingCard Purchase Fee$1.00Reload via Walmart check cashingNo feeRapid Reload$3.00Reload with cash on the Green Dot NetworkUp to $5.95ATM Withdrawal$2.509 more rows

What is a Green Dot prepaid Visa card?

Green Dot Prepaid Visa® Card The power to control your money has never felt so good. The Green Dot Prepaid Visa® Card is loaded with features so you can shop, pay bills, cash checks or send money easily. Plus, get your pay up to 2 days early and your government benefits up to 4 days early with ASAP Direct Deposit™.