Which Liquid Fund Is Best To Invest?

Can I invest lump sum in liquid funds?

There are two ways to invest this amount: …

Invest the lump sum in a liquid fund.

Then start a Systematic Transfer Plan (STP) from the debt fund to the ELSS.

Your corpus will not only earn higher returns than a savings bank account but will also allow for systematic investment..

Which debt fund gives highest return?

5. Top 10 Best Debt Mutual Funds in IndiaFund name3-year returnsRatingsAditya Birla Sun Life Corporate Bond Fund Regular Plan Growth9.37%5HDFC Corporate Bond Growth9.26%5Axis Dynamic Bond Fund Growth9.63%5ICICI Prudential Long Term Bond Fund Growth9.73%5/56 more rows•Oct 30, 2020

Is Axis Bluechip fund good?

The Axis Bluechip Fund aims to outperform the benchmark with risk lower than the benchmark. Axis Bluechip Fund holds asset class benefits. Equity as an asset class holds the potential to beat inflation and generate long term wealth.

Is it right time to invest in liquid funds?

The interest rate of liquid mutual funds is the lowest among all short-term investments due to low maturity period. No entry and exit loads are applicable. Liquid funds are a perfect solution for investors who wish to park their idle cash for a short duration without the risk of Capital Loss.

How much should I invest in liquid fund?

They are not permitted to invest in risky assets as defined by SEBI norms. These norms aim to contain credit risk in the liquid fund portfolio. Further, liquid funds must hold at least 20% of their assets in liquid products (cash and cash equivalents such as money market securities).

Which fund is best to invest in 2020?

Scheme namePercentage (%)Axis Bluechip Fund – G25ICICI Prudential Bluechip Fund – G15Motilal Oswal Multicap 35 Fund – G10Aditya Birla Sun Life Regular Savings Fund -G507 more rows•Nov 24, 2020

Which is better liquid fund or debt fund?

The returns in case of liquid funds are considered to be stable as they generate stable returns. However, in other debt funds, the returns are considered to fluctuate depending on the interest rate movements in the country.

Which is the safest liquid fund?

Liquid funds are perceived to be the safest in the debt funds category….Table: Asset allocation of top 5 liquid funds by AUM.Scheme NameAditya Birla SL Liquid FundG Sec (%)19.36Commercial Paper (%)51.12Certificate of Deposit (%)12.71Corporate Debt (%)14.844 more columns•May 20, 2020

Is there any risk in liquid funds?

Liquid funds carry no credit risk, no liquidity risk.

Which SIP is best for 5 years?

Best SIP plans for 5 year investmentFund Name3-Year SIP Returns (%)5-Year SIP Returns (%)Kotak Emerging Equities Fund (Regular)6.54%9.73%INVESCO India Financial Services Fund (Regular)14.61%16.03%SBI Focused Equity Fund (Regular)12.40%12.94%Franklin Build India Fund (Regular)4.66%8.07%8 more rows•Jan 23, 2020

What are the top 5 mutual funds?

Top 5 Fund Families in 2020Vanguard. Vanguard takes top honors for 2020. … BlackRock / iShares. BlackRock is best known for its iShares line of ETFs. … Fidelity. Over the years, Fidelity has been home to many of the best mutual fund managers. … T. Rowe Price. … ProShares. If you are looking for leverage, ProShares provides a variety of ETFs.

Are liquid funds safe investment?

Liquid funds are high liquidity open-ended income schemes that invest in debt and money market instruments such as government securities, treasury bills and call money among others. These instruments have a maximum maturity period of 91 days and are considered safe because they mitigate interest rate volatility risk.